Many Banks impose strict restrictions on consumption loans.

现在好多银行对消费信贷都有严格的规定。

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A recent report said Argentines love consumption loans more than any of their Latin American neighbors.

阿根廷人是拉美最喜欢贷款消费的民族，他们旅行、买衣服、买门票，甚至买枕头都会贷款。

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In China, small-sum credit has expanded to ordinary agricultural production loans or consumption loans.

在中国，小额信贷已扩展到一般农业生产贷款或消费贷款领域。

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These policies will limit future domestic consumption growth in the same way that they have in the past, and the greater the amount of nonperforming loans generated the tighter the constraints on consumption growth.

WSJ: China's Consumption Conundrum

Milford Bateman - a consultant in local economic development - argues there is evidence a lot of micro finance is used for consumption spending and can trap people in simply servicing loans.

BBC: Banking on eradicating poverty

As these and other policies boosted savings by constraining consumption, other policies, like those aimed at engineering massive loans to capital-intensive manufacturing at very low interest rates, forced rapid growth in domestic production.

WSJ: China's Consumption Conundrum